Overview
₹1.5 lakh a year, every year until she finishes the degree, for girls who scored 75% or more in Class 12 and got into a professional course — engineering, MBBS, law, design, architecture or an integrated science programme. One of the largest scholarships open to girl students in India.
Eligibility
- You are a girl student and an Indian citizen.
- You scored at least 75% (or equivalent CGPA) in Class 12.
- You have admission to the first year of one of: engineering, MBBS, five-year integrated LLB, integrated BS-MS or BS-Research at IISER or IISc, design, or architecture.
- Your institution is NIRF ranked or NAAC accredited.
- Family income from all sources is up to ₹6 lakh a year.
Benefits
- ₹1.5 lakh per year, continuing each year until you complete the degree.
- Covers tuition fees, hostel fees, internet, transport, a laptop, books and stationery.
- Paid by direct bank transfer.
How to apply, step by step
- 1Open the Kotak Kanya Scholarship listing on Buddy4Study and click Apply Now.
- 2Sign in with your email, mobile number or Google account.
- 3Fill in your Class 12 marks, admission details, family income and bank details.
- 4Upload your documents and submit before 15 October 2026.
- 5Shortlisted students are contacted for further checks. The final decision rests with Kotak Education Foundation.
Documents needed
- Class 12 marksheet showing 75% or more
- Admission letter and fee receipt for the first year
- Family income proof — income certificate, ITR or salary slips
- Aadhaar card
- Bank passbook or cancelled cheque
- Passport-size photograph
Exact document requirements vary by scholarship. Always check the official application guidelines.
Why forms get rejected
- 1Below 75% in Class 12 — this is a hard cut-off, not a preference.
- 2Family income above ₹6 lakh.
- 3The course is not on the eligible list. A B.Sc. or B.Com. does not qualify, even with excellent marks.
- 4The institution is not NIRF ranked or NAAC accredited.
- 5Applying in the second year or later. This is for first-year students only.
Frequently asked questions
I am in the second year of B.Tech. Can I apply?
No. Kotak Kanya is for girls entering the first year of an eligible course. Once you are past first year you are not eligible, though the scholarship continues each year for those selected in their first year.
I scored 73% in Class 12. Any chance?
No. The 75% requirement is a firm cut-off. Look instead at scholarships with a lower marks bar, such as HDFC Parivartan ECSS, which asks for 55%.
Does B.Sc. count?
Only as an integrated BS-MS or BS-Research programme at IISER or IISc. A regular three-year B.Sc. is not on the eligible list.
What is the last date?
Two dates are circulating. The Buddy4Study portal, where you actually apply, says 15 October 2026, and a college circular agrees. Kotak Education Foundation's own page still shows 30 September 2026. Nobody has published an extension notice explaining the gap, so treat the earlier date as the risk and apply today rather than waiting.
Sources
- Kotak Education Foundation, administered through Buddy4Study. Note: as of 5 October 2026 the Kotak Education Foundation page (kotakeducationfoundation.org) still shows a last date of 30 September 2026, while the Buddy4Study application portal (updated 30 September 2026) and a college circular both show 15 October 2026. Buddy4Study is where applications are actually submitted, so 15 October is used here, but students should apply immediately rather than rely on it.